Resources for a better homebuying experience

Articles, News, and Helpful Info about real estate

Can You Build Equity with a Ground Lease?
Can You Build Equity with a Ground Lease?

Yes, you can build equity with a ground lease.

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A Real Estate Agent’s Guide to Jubilee
A Real Estate Agent’s Guide to Jubilee

If you’re an agent working in a high-cost market, you know how tough it’s become for both sides of the transaction.

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Agents: More Listings. More Closings. Full Commission.
Agents: More Listings. More Closings. Full Commission.

Buying a home is a major decision, and as you explore different pathways to homeownership, you might be encountering new concepts like leaseholds.

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How Much Is My Land Worth?
How Much Is My Land Worth?

Buying a home is a major decision, and as you explore different pathways to homeownership, you might be encountering new concepts like leaseholds.

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What is a Leasehold? A Beginner's Guide.
What is a Leasehold? A Beginner's Guide.

What if we told you there's another way to achieve the dream of homeownership, through something called a leasehold?

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Where Land Costs are Highest
Where Land Costs are Highest

In the United States, home prices are significantly influenced by the value of the land beneath them.

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Leaseholds Through History
Leaseholds Through History

Is the American dream of owning a home slipping away? With rising home prices, hefty down payment requirements, and fluctuating interest rates, many are finding it increasingly difficult to achieve.

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Why it’s called Jubilee
Why it’s called Jubilee

At Jubilee, the name is more than just a word – it embodies our core mission and values. We chose "Jubilee" for two key reasons: to celebrate the joy of homeownership and to reflect our commitment to solving long-term inequity in housing.

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Every Leasehold Should Have a Buyout
Every Leasehold Should Have a Buyout

When people hear about leasehold properties, they often ask: Isn’t the land the part that appreciates in value while the building depreciates?

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1. Jubilee Leaseholds, Inc. nmls id #2719294 mortgage broker only, not a mortgage lender or mortgage correspondent lender.

2. DMCA Notice: The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to: copyright@withjubilee.com. The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

3. Jubilee Leaseholds, Inc. CA DRE #02217342.

4. * Example terms for 2% down with a Jubilee Joint Purchase (per $1,000,000 in property value): Initial ground rent is $2,979 per month, fixed for the first 5 years (60 months). After the first 5 years, ground rent increases by 3% annually. The land buyout price is the greater of (i) the initial land purchase price and (ii) the property's fair market value at the time of buyout. Mortgage example: Assumes a 30-year FHA mortgage of $350,000 with an estimated $1,979 monthly principal and interest payment (6.00% APR). Payments do not include property taxes, homeowners insurance, or HOA dues; actual monthly housing costs will be higher. Terms are illustrative only and will vary based on property, lender, and program eligibility. This is not a commitment to lend or an offer of credit. Jubilee Home Loans, Inc. NMLS #2719294. Joshua Potts. Jubilee Leaseholds, Inc. DRE #02295166.